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Debt settlement pros and cons that you should know before taking the plunge
Posted by: | CommentsThe benefits of settling your debts through a debt settlement program
When it comes to settling your debts through a debt settlement company there are certainly some benefits that can be spoken of. Check them out.
- Negotiations on your behalf: You don’t have to negotiate further with your creditors as the debt consultant will do that on your behalf. You just have to give them the details of your credit card accounts so that they can carry on the further negotiations. The debt consultant will even tell you not to make any kind of further payments to your creditors.
- Your balance will be waived off: A portion of your outstanding balance will be waived off by your creditors and you have to repay an amount that is much less than what you actually owe on your credit card accounts. Around 40-50% of the debt amount will be reduced and you can easily get out of debt within a specific period of time.
- You have to make a single monthly payment: You just have to make a single monthly payment to the creditor instead of making multiple payments to multiple creditors. The debt consultant will accumulate the funds in a trusted account and you will have access to this account. Once the amount appreciates in value, the consultant will disburse the payments to the creditors and thereby make you debt free.
The cons of settling your credit card debt through a settlement program
Everything has its pros and cons and credit card debt settlement is no exception. You just have to ensure taking the best step forward so that you don’t repent later on. Here are the cons of settling your credit card debt.
- Forgiven amount is taxable: According to the rules, any amount that is forgiven by the creditors is considered as taxable and therefore the amount that the creditors forgive is subject to tax under the IRS. Therefore, though you may think that you saved the money entirely, you actually have to pay taxes on it.
- Impact on your credit score: Since you’re not paying the entire amount that you owe, this will detrimentally impact your credit score. The better your credit score is, the more will be the drop in your score.
Therefore, when you’re wondering about the soaring debt obligations, get help from a debt settlement company so that you can at least reduce the amount that you owe and get out of debt faster.
Paul Smith
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For your debt settlement or debt leads, call or email thelistwiz.net
The Best Thing That’s Happened To Email Marketing Is Direct Mail Marketing
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What I’m gonna say might sound strange, silly, maybe even crazy.
But if you market online, it could make a BIG difference in your bottom line.
Listen:
One of the coolest lessons in my copywriting book -
http://www.CopywritingGrabBag.com – is about something many of us
find rather…
… unsexy.
I know I did until I learned it.
And very few people are teaching this online.
But in Appendix 2, I interviewed Doberman Dan Gallapoo — an
extremely savvy marketer who worked side-by-side with the late
(great) copywriting & marketing genius Gary Halbert.
DD learned many cool tips and secrets from Gary.
One of which made an **exceptionally** big difference in his bottom
line, but that he had to learn the “hard way”.
Here’s what happened:
It was Christmas many years ago.
Sales were low, and Doberman Dan was down to his last “bullet.”
In fact, sales were so bad, he literally wondered how he was going
to put food on the table.
True, he had a big email list for his supplement business.
But the response was extremely weak for whatever reason.
So there he was — with the wolves at the door — wondering what to
do, when he remembered something Sir Gary of Halbert taught him.
Something that’s FAR from “sexy”.
Something that, frankly, DD did not want to do.
But since his back was to the wall, he figured he had no choice.
So he went into his files and pulled the names of his most recent
1,000 buyers.
But he did not pull their email addresses.
He pulled their SNAIL MAIL addresses.
You remember snail mail, right?
I had almost forgotten about it myself until DD told me his story.
Anyway, so he cranked out a sales letter, sat at his kitchen table
and started hand addressing envelopes.
Then, with his last bit of money, he had them printed and mailed.
What happened?
Would you believe a “Christmas Miracle”?
Hey, it happened.
Because just by snail mailing his 1,000 most recent customers, he
got FLOODED with orders.
He was just blown away.
So he did it again the next month.
Again, the orders poured in.
Frankly, the moolah came so fast, he broke out his calculator and did some figurin’.
Lo and behold…
Doberman Dan discovered if he’d been snail mailing his most
recent customers for the past several years, he would’ve made
an extra $100k per YEAR.
And that was a conservative estimate.
Anyway, here’s the point:
If you have a lot of customers and are only using email, you could
be leaving a ton of moolah on the table.
I’m dabbling with snail mail myself and in future emails I’ll let you
know how it goes.
I once heard Dan Kennedy say (paraphrased):
“The best thing that’s happened to email is direct mail.”
And with these snail-mailer numbers, that’s pretty hard to dispute.
Ben Settle
P.S. Speaking of offline marketing…
Here’s a comment from a pro copywriter about another appendix in
“The Copywriting Grab Bag” – http://www.CopywritingGrabBag.com -:
Ben
*** Additional Comment from TheListWiz: ***
All email marketing lists from TheListWiz INCLUDE the physical mailing address at no additional charge. Choose from dozens of lists, leads and databases.
Obviously our lists do not contain your previous customers.. Our lists contain your FUTURE customers.. The same principal as Ben speaks of above – combine email and snail mail to dramatically increase the response rate to any offer.
Of course if you take it one step further – follow both of those with a phone call – the response and sales rates go into the sales and marketing hall of fame type status.
Gene Gill
The LIst Wiz.net
Auto Responder Leads Grow Your Business Much Quicker Than Others Who Don’t Use AR Leads
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Auto Responder Leads leads let you grow your business much quicker than others who don’t use AR Leads.
Your email list is your most valuable business asset and this article will show you how to grow yours as quickly as possible.
Experts agree an internet selling e-mail list can be worth $1 per customer a month ( or even more ) to your bottom line, and is vital for web success.
Top marketing experts know that to build a giant and respondent list, you want to use multiple list-building sources and strategies, and automate the process as much as possible.
Success Online Is simpler Than you suspect Think email List And You Have arrived at The Steps To Success
Whether you are selling your own product, selling as an associate, or doing internet marketing, the most critical factor driving your business success has a satisfactory relationship with a giant and reactive contact list. When you have an enormous email list, and a sound relationship with the people on it, earning can be as straightforward as writing a good email and clicking send. Read on to discover how you may have a giant opt-in list in just thirty days, and know how to profit from it!
Now You Can simply Have an e-mail List of As Many Opt-In Names As you would like
Ever Wonder How Top Marketers Get Thousands Of Fresh email Leads On Their mailing lists While You Struggle To Get a few hundred Opt In Leads?
The game is rigged, but a few individuals know the keys
You want to learn the heavily protected Secret – Opt In e-mail selling Leads! How Do I Know? Because many big players have built their huge mailing lists in part using OUR opt in email lists!
Good News! Right now I go let you in on their List Building Secret and show how you, too, can have big numbers of fresh e-mail marketing leads.
You can even use the same auto-responder that I use so you could have a pro, single step answer like the enormous players, AND I’ll show you the formula for turning your new opt in leads list into a money pump using opt in marketing leads, like the biggest names in email marketing do.
We’ve all heard it – the money is in the list. Many folks tell you that your highest priority, if you would like to earn income online, is gathering opt-in members to your lists, and to build the lists’ confidence in you. Some people even go so far as to tell you that you need to develop a mailing list even before you develop a site, or start your online enterprise. They tell you that repeatedly again And it truly is that critical. But they do not tell you how you’re supposed to do it. We uncloak the secret, custom for business.
What if you knew their secret?
Oh, sure, they tell you to put an opt-in form on your internet site. But how long does it take to build a food list of e-mail promoting leads that way? You can spend a fortune on pay-per-click ads, and spend hours cranking out articles and blog articles, hoping for free traffic to your site, and still have a minuscule list.
The secret is opt in e-mail lists.
Are you prepared to seriously ramp up your returns and make some real cash, even if you don’t have ONE NAME on your list now? Would you like to have a giant list in minimum time, without breaking the bank? How much is that worth to your business?
The reason I’m asking is that I’m about to introduce you to the best sources I know of to get a MASSIVE list of e-mail marketing leads at rock-bottom prices! Before I go on, lets be clear : Not everyone will be able to handle this or have the wherewithal to actually take advantage of what I am offering. You might not be prepared for this, but I inspire you to think about it seriously.
Using bulk opt in e-mail leads may be like putting your list building on steroids.
If you’re brand spanking new to email selling, don’t understand how to track your results and test numerous subject lines and e-mail content, or are not keen to take the time to create your credibility and heat up your list with free information before you try to sell things, then this isn’t for you!
But if you have the essential experience and capital to swing this you will be glad you did. There isn’t anything else like this out there. How can I be so sure? I know everyone in the business I know all of the opt in e-mail leads sources. I have researched the ins and outs of the opt in email leads business, and I thought I had found some very good deals before. But then i discovered that I’ll build a huge list for you in a short while at ROCK BOTTOM PRICES!!
Since 1995, TheListWiz has been the web source for bulk opt in email promoting leads, which you share with a number of other customers, so as to get you the best sources and rock-bottom pricing on bulk opt in e-mail leads. Since opt in email leads are a shared lead to begin with, the fact they are shared one or two more times most likely won’t affect your results, nonetheless it has a serious effect on how much you’ve got to pay for them.
If you are stuck writing and publishing tons of articles, running after search engine listings, dueling for pay-per-click positioning, getting slapped by Google Adwords, purchasing pointless over-priced lists, spending months building a prospect list of emails the old school way.
You’ll be ecstatic by what’s offered here! We suggest you check out other lead sources to see that our worth cannot be beat when you compare apples to apples.
If you miss out, you’ll be battering your keyboard when you see upstarts coming from nowhere and building great lists and profits practically overnight. Let’s face it What good has a killer offer if you have nobody to send it to? You need a continuing source of fresh business venture leads. It is irrelevant how large your list is now adding hundreds, or even thousands of new names makes sense, and opt in email marketing leads make it possible! Even if you get only a 1% response or retention rate, you still save cash compared to most other lead sources!
I am certain that you already know that when the seasoned promoters make tons of money in a matter of minutes from email they send out, it has a lot to do with the size of their list, and their relationship with the people on it. What you may not know is that many of the names on those lists regularly started as opt in email leads, and were cultivated into prospects over time . I’m sure you also know precisely how many wannabe marketers are absolutely puzzled when it comes to building a list of any real size ( 10,000+ ).
As of today, that’s all going to change for you. You can now purchase, in single shot, a listing of twenty thousand to 100,000 ( or more ) single or double opt-in opportunity hunters who have quite recently asked for information. They lately filled out a form asking for information about earning profits online, you can be sure that these are real business venture leads who are hungry for info.
These people are real business venture hunter prospects. Your list has name, full mail address including street, city, state and zip, email address, opt in time and date stamp, IP addresses, the whole record.
Auto-responder leads let you grow your business much faster than others who do not use AR Leads.
Please visit our page of AutoResponder Leads
I have internet access 24/7 everyday without making any judicious use of it other than IM friends, send email and read newspapers – news. I can tell you about two diffrent newspapers from every continents.
Right now, I want to discover a free-to-join legitimate online business opportunity – not empty-sweet bogus opportunity.
If you know one that’s real, you can ping me!
I’m financially down, I have fully functional internet connection, what can I do with this access to the internet that can earn me some buck fast?
Has anyone heard of this business opportunity Platinum One Destinations?
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I received this business opportunity from this company through email they sound legit but I’m just curious to know if anyone has dealt with this company.
